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Point-of-work risk assessment

Dynamic risk assessment

A dynamic risk assessment is the on-the-spot check a competent worker makes when conditions change or something unexpected turns up. It doesn't replace your written risk assessment; it fills the gap between what was planned and what you find on the day.

Dynamic risk assessment: preview of the free template

What is a dynamic risk assessment?

A dynamic risk assessment (sometimes called a point-of-work risk assessment, a "take 5" or a last-minute risk assessment) is a quick, live assessment made at the moment of work. The term comes from the fire and rescue service, where crews have to assess risk as an incident develops. On construction sites it's used when:

  • the conditions are different from those in the RAMS (weather, ground, access, other trades);
  • something unexpected is found (suspect asbestos, an unmarked cable, a fragile roof);
  • the planned method can't be followed.

Not a substitute. The law requires a suitable and sufficient risk assessment for your work (regulation 3 of the Management of Health and Safety at Work Regulations 1999). A dynamic risk assessment is an extra check, not a way of avoiding written RAMS.

The STOP–THINK–ACT method

  1. Stop before starting, or as soon as something changes.
  2. Look at the work area: what has changed, what could hurt someone?
  3. Think: can the job still be done safely the way the RAMS says? What extra controls are needed?
  4. Decide: carry on, carry on with extra controls, or stop and get the supervisor.
  5. Record what you found and did, and tell the supervisor so the RAMS can be updated.

Construction examples

SituationDynamic decision
Wind picks up while sheeting a roofStop handling sheets until the wind drops; secure loose materials
Excavation finds an unmarked cableStop digging, keep everyone clear, treat as live, report and re-scan
Another trade starts work below your scaffoldStop, agree an exclusion zone or rearrange the sequence
Textured ceiling to be drilled in a 1970s houseStop; check the asbestos survey (see asbestos in Artex); don't drill until confirmed safe
Rain makes the access route slipperyLay boards or gravel, slow down, use a different route for loads

Dynamic risk assessment card

DRA-001 · Rev A
Name
Site and task
Date and time
What has changed?
CheckYes / No / N/ANotes
Is the work area as expected in the RAMS?
Are there new hazards (weather, ground, other trades, services)?
Do I have the right equipment and PPE?
Is everyone competent for the changed task?
Are emergency arrangements still adequate?
Extra controls put in place
Decision: continue / continue with controls / stop
Supervisor informed (name, time)
Free to use. Adapt it to your job before use; a template is a starting point, not a finished assessment.

Frequently asked questions

Is a dynamic risk assessment a legal requirement?

There's no legal term 'dynamic risk assessment', but you must keep risks under review and act when conditions change. A recorded dynamic risk assessment is good evidence that you did.

Do dynamic risk assessments need to be written down?

Not always, but recording them helps. A short card or app entry shows what changed and what was done, and helps update the RAMS.

What is the difference between a dynamic risk assessment and a risk assessment?

A written risk assessment is prepared before work starts. A dynamic risk assessment is made on the spot when the situation changes.

Sources

This guide is written from the legislation and HSE guidance below. Last checked 23 October 2026.